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Tired of bailouts at your expense? Move your money!

January 3, 2010

I read an interesting piece on the Huffington Post last night about a bank run “withdrawal tax” we the people can impose on those banks our esteemed government deemed “too big to fail.” I watched the video posted to YouTube (link below) and took a look at the Move Your Money site. I have to say it’s one of the best concepts I’ve seen in a long while.

The story, from the Move Your Money site…

JUST BEFORE CHRISTMAS, a few friends were having dinner wondering what personal actions they could take to help limit the power of the big banks and create a more sane, stable financial system. How, they wondered, could they help end the era of Too Big To Fail? The financier at the table recommended that everyone could move their money out of the Wall Street banks and into community banks. Community banks are typically more conservative about how they manage their money, they’re more closely connected to the people and businesses who live near them, and they’re more inclined to make loans they know will get paid back. In other words, they have the values that more people would want banks to have.

The filmmaker at the table reminded the others of the story told in the classic film It’s A Wonderful Life — a tale about a small banker, played by Jimmy Stewart, who almost gets crushed by a big banker. In the end, though, the community rallies around the small bank and helps save it.

Three days later, the filmmaker made a short video, displayed on this site. The editor wrote a commentary about the idea. And others started pulling various resources together.

This site was set up as a modest home for the effort. A seed. But the idea will only have an impact if others take it from here.

How? For starters, you could move your money to a small bank. To do so, click on the button that says Find A Bank. But there are dozens of other possibilities: You can get your friends or organizations to do the same. You can use your online social networks to help broadcast the idea. You can look into where your town government keeps its money and, if it uses a big bank, you could try to get it to use a smaller bank. Start your own website (to improve upon or replace this one), dive into the research about smaller banks, and help give rise to a bigger, broader effort.

There is no official organization here. It’s a volunteer project. If you have ideas about how this idea can grow, send us a note and we’ll display the best ideas in the Updates section of the site.

We hope this idea will spread in a thousand different ways.

Thanks for whatever you can do.

Support your local community. Support George Bailey — and stick it to Mr. Potter!

Until next time,
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A GOP comeback in midterm elections?

January 2, 2010

The New Year’s Day edition of the LA Times ran a story with the following subheading…

Republicans could have a big year, but they need to win 40 House and 11 Senate seats to regain control of Congress. That’s a tall order.

The Republican Party needs to pick up a single seat in the senate to stop the current occupant of 1600 Pennsylvania Avenue and his Party from continuing their unobstructed destruction of the Republic. Just one seat is needed.

Are we really ready to trust our fate, once again, to the party which under the banner of George W. Bush heralded the largest increase in the size and scope of government in the history of our country?

A little over a year ago, we the people went to the polls and sent a lot of Republicans packing and replaced them with something even worse, all in the name of “change.” We selected candidates based on Party, without a proper examination of the people we voted into office.

Give the Republicans that one seat in the senate and see if they can keep a promise. If they can’t, then give both the “R” and “D” office squatters a pink slip in the next few elections. We can make a difference if we look beyond Party affiliation and look to the individual candidate. Or to recycle a winning phrase, “yes we can.”

Until next time,
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Sheldon Whitehouse: just another statist buffoon

December 26, 2009

Why is it that every time someone disagrees with a liberal policy, the immediate response is an accusation of racism, right-wing militia membership, Aryan group membership, etc? It seems that statists’ love of labels stems from an inability to produce a reply based on anything other than feelings. “How could anyone oppose something to help working families,” they say. When challenged on the methodology or legality, the labels soon begin to spew forth. 

A torch-bearer of the left wing of the statists, Sheldon Whitehouse, launched a tirade at all who oppose the so-called health care bill. His claim that opponents seek to break Obama’s momentum is the only grain of accuracy in his remarks. Yes, I want to break any momentum that seeks to legislate this country further away from the Constitutional Republic our founding fathers envisioned.

Sen. Whitehouse, like so many elected to office, apparently forgets his responsibility to represent the citizens of his state. I seriously doubt that the majority of Rhode Island citizens agree with the comments of their elected “representative.”

Government ownership of Medicare, the post office and social security provide more than a glimpse into the effectiveness of government programs. Promising people more of the same, then chastising and labeling all opponents is not the mark of a representative Republic. Certainly we can do better than buffoons like Sheldon Whitehouse!

Until next time,
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Will someone please give Patrick Kennedy a clue

September 28, 2009

I’ve been very busy writing tech data for a project I’m working on, but I simply can’t let Rep Patrick Kennedy’s remarks go unanswered. The guy has a famous last name, and recently lost his father, but that doesn’t give him a free pass. Mr. Kennedy, a member of the U.S. House of Representatives, is of the opinion that “violent rhetoric” (whatever that means) can lead to actual violence; his family has seen quite enough violence in political life.

Here’s a piece of advice Mr. Kennedy… the most dangerous thing to politicians is an informed electorate. If you don’t want all those pesky voters to vocally oppose the unconstitutional actions taken by you and your cohorts, make sure that your constituents are either too stupid to know what you’re doing, or keep total secrecy until it’s all done.

This is a nation of laws. Over the past few years, our elected representatives, like Patrick Kennedy, paid a lot of lip service to the concept of “the rule of law.” It seems to apply to everyone and every nation — except the elected representatives of this country. People get upset when they see how little their representatives respect the oath they swore prior to taking office, and the Constitution they swore to support and defend.

Rep Kennedy and other elected officials must understand that we elect them to serve us, not to enslave us. He provides yet another visible reason as to why Washington D.C. is in dire need of a thorough enema come next election day.

Until next time,
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Pelosi’s demonization of insurance companies

August 2, 2009

Reuters carried two paragraphs with regard to Nancy Pelosi’s take on insurance companies. Statements like “it’s almost immoral…” and “of course they’ve been immoral all along…” and my favorite quote “they are the villains.” She was not referring to auto insurance, homeowner’s insurance, renters insurance, life insurance or even dental insurance. She was taking aim at a cash cow: “health insurance.”

If Nancy Pelosi wants to discuss immorality and villainy, she need not pick a business to demonize; a glance in the mirror will reveal a true villain. She raised her right hand and her voice to acknowledge the responsibility inherent in her office. Here is the oath office sworn to by each member of Congress.

“I do solemnly swear (or affirm) that I will support and defend the Constitution of the United States against all enemies, foreign and domestic; that I will bear true faith and allegiance to the same; that I take this obligation freely, without any mental reservation or purpose of evasion; and that I will well and faithfully discharge the duties of the office on which I am about to enter: So help me God.”

Pelosi and others of her ilk have done nothing to support and defend the Constitution of the United States. I seriously doubt most of them ever read the Constitution. If they read it, either their comprehension of written words is low or they can simply lie very well.

I have no love for insurance companies, or lawyers or politicians. The point I am trying to make is that insurance (and other) companies conduct business under laws that elected officials at both state and federal governments enacted for various reasons. Some laws protect consumers, some enable businesses and some give special status to certain businesses.

Politicians use businesses as a whipping boy whenever they want to increase government size and control; FDR’s onslaught of utilities companies is a famous example of this strategy. Yet most businesses enjoy the bounds of prosperity brought about by the poor stewardship provided by our elected representatives.

Nancy Pelosi is not Satan. She and 99% of the rest in Washington DC are symptoms of the underlying decay in our civilization. Speaker Pelosi is merely the most visible reminder of why Congress and the White House need a good enema every few years.

Until next time,
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Things that make you raise the B.S. flag

July 21, 2009

To offset the cooler temps recorded over the past few years, the high priests of the green religion told their surrogates to use the words “man-made climate change.” That was a hard enough pill to swallow after the drivel these so-called scientists have heaped in layers of fuming vapors on us, first “the impending man-made ice age,” then “man-made global warming” and finally the death of the planet brought about by “man-made climate change.”

I just read a piece of rubbish produced by AFP and distributed by Breitbart claiming that because of global warming, fish lost 50% of their body mass. Not only are they smaller, they are less fertile, and therefore their numbers are shrinking.

According to the report, the effects of recreational and commercial fishing were not significant contributors to the reduced size and quantity of fish in the Baltic and North Seas. No, it couldn’t possibly be due to over-fishing – no, it couldn’t be that!

For every advocate of the green religion of “climate change” you can find 10 scientists who dispute the misinformation campaign waged by the greenies. If there is that much disagreement in the scientific community, why do we allow the few to shove a half-baked agenda on the rest of us.

None of the high priests of the green religion are willing to walk the walk, but they sure have big mouths when it comes to telling the rest of us how to live and what to do. I don’t know about you, but I’m tired of all the jackasses trying to tell me what to think, what to do, and how to live.

Just some food for thought until next time…

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Support your local TEA Party!

July 4, 2009

11 Score and 13 years ago, our Founding Fathers declared their independence from the tyranny of King George III and his corrupt British Empire. They proclaimed their commitment to the creation of a land of Free Men and a form of government devoted to protecting the inalienable rights of the individual; rights which are not granted by government, but endowed by our Creator.

Those rights apply to all of us, or they apply to none of us.

Today, thousands of our fellow Americans are gathered in communities across our great nation on this, the anniversary of our Independence from Great Britain, to protest an American government that is now trampling on those rights. We are speaking out against a government that, through illegal bailouts, mounting regulations, reckless spending, and the promise of a crippling tax burden, is strangling our freedom and threatening those same individual rights.

The Declaration of Independence is fairly explicit as to the proper role of government. The purpose of government is to protect our individual rights to life, liberty, and the pursuit of happiness, not to exercise control over every aspect of our lives for the “public good.”

The ongoing battle between statists and the rest of us, is waged over deeply held ideas about the proper role of government. Through misinformation and simple ignorance, many people today believe that unrestricted capitalism and a free market is immoral and dangerous, and that the government’s role is to actively intervene in the economy in order to achieve the “public good.” Those same people refuse to accept responsiblity for their mistakes and insist the rest of us pay for those mistakes.

If we the people don’t challenge those in power, there is no defense from an ever growing, ever more tyranical government. If we the people continue to meekly say nothing as our liberties are systematically stripped, who will protest the course set about by the power elite?

Support your local TEA Party. Don’t be afraid to voice dissent over things with which you disagree.

Until next time,
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